Final Expense Insurance — Free Quote
Coverage from $5,000 to $50,000. No medical exam. Ages 50–85.
Free • Licensed agents • Ages 50–85 • No medical exam
Final expense insurance is a small whole-life policy ($5,000–$50,000) that pays out fast to cover funeral costs, burial, medical bills, and other end-of-life expenses — no medical exam required.
Unlike larger life insurance policies, final expense is designed for one specific job: making sure your family is not stuck with the bill when you pass away. Premiums are locked in for life, the coverage never expires, and most policies pay out within 48 hours of the claim.
Three short paths to get the answer you came for.
Typical costs: 60-year-old non-smoker about $35/month for $10,000; 70-year-old about $55/month; 80-year-old about $95/month. Smokers pay roughly 30–50% more.
Rates depend on your age, gender, smoking status, and the coverage amount you choose. See our full rates-by-age table for your specific situation.
A quick call. A real quote. No medical exam.